Higher Interest Rates
Paying more on loans and credit cards than you need to.
Bigger Deposits
Shelling out higher deposits for utilities, rentals, and purchases.
Higher Car Payments
Spending more upfront and monthly for vehicles due to unfavorable loan terms.
How It Gets Worse
Late payments and high balances can spiral into collections and lawsuits.
Everyday Struggles
Living paycheck to paycheck, juggling utility bills and car payments.
Emotional Toll
Feeling stuck and stressed about finances.
Higher Interest Rates
Paying more on loans and credit cards than you need to.
Bigger Deposits
Shelling out higher deposits for utilities, rentals, and purchases.
Higher Car Payments
Spending more upfront and monthly for vehicles due to unfavorable loan terms.
How It Gets Worse
Late payments and high balances can spiral into collections and lawsuits.
Everyday Struggles
Living paycheck to paycheck, juggling utility bills and car payments.
Emotional Toll
Feeling stuck and stressed about finances.